If you have been unable to make your mortgage payments, Meaney & Meaney PC can answer your questions about the foreclosure process and explore possible defenses that may apply.
- How long will I have before they take my house away?
Foreclosure is a legal process that takes place in court. There are many steps to the process. If you have received a foreclosure notice, this does not mean you have to pack your bags right away. It can often take years before you would have to vacate your house. But it is important that you call a lawyer as soon as possible in order to protect your rights and assert any defenses.
- Can a foreclosure defense lawyer stop the foreclosure?
Maybe. Your mortgage lender must follow specific legal steps in court to proceed with a foreclosure. Your foreclosure defense lawyer can review the notices you’ve received and represent you in court to make sure the mortgage lender follows the correct process.
- Can an attorney help me if I think my bank is being unfair?
That depends. In general, claiming unfairness will not rise to the level of a valid defense to a foreclosure. However, a foreclosure defense attorney can review your case to see if the bank engaged in unconscionable behavior or made false statements or misrepresentations.
- What options do I have to get out of debt?
In most cases, foreclosure is the “last straw” for those in financial distress. A foreclosure defense attorney can discuss other options you may have such as requesting a short sale or even bankruptcy.