Foreclosure Defense FAQs
If you have been unable to make your mortgage payments, Meaney & Meaney PC can answer your questions about the foreclosure process and explore possible defenses that may apply.
1) How long will I have before they take my house away?
Foreclosure is a legal process that takes place in court. There are many steps to the process. If you have received a foreclosure notice, this does not mean you have to pack your bags right away. It can often take years before you would have to vacate your house. But it is important that you call a lawyer as soon as possible in order to protect your rights and assert any defenses.
2) Can a foreclosure defense lawyer stop the foreclosure?
Maybe. Your mortgage lender must follow specific legal steps in court to proceed with a foreclosure. Your foreclosure defense lawyer can review the notices you’ve received and represent you in court to make sure the mortgage lender follows the correct process.
3) Can an attorney help me if I think my bank is being unfair?
That depends. In general, claiming unfairness will not rise to the level of a valid defense to a foreclosure. However, a foreclosure defense attorney can review your case to see if the bank engaged in unconscionable behavior or made false statements or misrepresentations.
4) What options do I have to get out of debt?
In most cases, foreclosure is the “last straw” for those in financial distress. A foreclosure defense attorney can discuss other options you may have such as requesting a short sale or even bankruptcy.
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~ Lori Y., Northport
We were first-time homebuyers without a clue of how the whole process worked. Meaney & Meaney PC took the time to explain everything to us in clear, understandable language, from the time we signed the contract to the day we finally closed. When a problem came up on the title report, James and Andrew went above and beyond to take care of it, and with their expertise, we were able to close on time. Thank you
~ Susan L., Huntington
My husband lost his job and were getting in over our heads with debt. After a few unfortunate failed attempts at directly asking out mortgage company for help , we found Meaney & Meaney PC. Not only did they get us into a mortgage payment that was affordable for our family, they were so understanding and compassionate. Andrew and James were reachable and honest through the process and truly cared about helping us. They never left us hanging and always followed through with their word. If it wasn’t for Meaney & Meaney PC, I’m not sure we would be in our home today. We are so grateful!!!
~ Angela B., Kings Park.
Meaney & Meaney PC handled the sale of our previous home and the purchase of our current one. This involved multiple parties on a very tight schedule and could have been a very stressful experience but everything was concluded on time with a welcome lack of drama.
~ Richard T., Lloyd Harbor